Retail Store

We’ll fashion an insurance policy that fits your needs.

Your retail business is important to your customers and employees. They count on you for something, whether it’s a product or a paycheck. That’s why it’s important to be sure your business is protected. If something happened to your retail store that would cause you to close temporarily, your insurance coverage could make all the difference. It could restore your building, replace your inventory, and help you make payroll. With that in mind, we’ve designed solutions for retail stores like yours.

Our retail store insurance includes:

The physical structure of your building at its contents (inventory, shelves, display units, office materials)
Loss of revenue if you’re temporarily shut down
(Example: A natural disaster causes major physical damage to your building, and business operations are interrupted because of the damage.)
Medical costs if a customer slips and falls at your store
Defense in the event you are sued

For retail stores, we offer standard and custom-built policies with enhanced coverages for property and liability. Explore our Diamond Property Premier, Diamond Liability Premier, Diamond Liability Standard, and Diamond Businessowners Premier offerings.

Diamond Property Premier
Diamond Property Premier features four optional coverage levels, each providing the same 60+ enhanced coverages, to help you customize the right property solution your unique business needs.
Diamond Liability Premier and Diamond Liability Standard
Choose from two liability options designed to extend coverage beyond the basic policy. Highlights include additional insureds, plus more than 10 broadened and new coverages.
Diamond Businessowners Premier
Offered at two levels, this coverage enhancement bundles dozens of the most requested protections for small businesses, plus several additional coverages. The property coverage includes more than 40 essential property, crime, and loss of income coverages. The expanded liability coverage includes increased limits beyond the base businessowners coverage form and additional protections.